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CUTLER CAY · Cutler Bay, FL 33157 · MLS A11976684
Listed by Keller Williams Capital Realty
Seller willing to consider interest rate buy down for buyer! Welcome to the elegant two-story Florence model in the prestigious Cutler Cay, offering 5 bedrooms, 4 bathrooms, and 4,717SF of thoughtfully designed living space. This move-in ready home features marble floors, soaring ceilings, and a grand marble staircase with custom iron railings.
The living room and foyer are elevated by statement chandeliers and custom ceiling paintings, adding a distinctive architectural touch, a rare find. Designed for both refined entertaining and comfortable daily living, the residence offers formal living and dining rooms, along with the family room and eat-in kitchen with stainless steel appliances. A full bedroom and bath on the first floor provide flexibility for guests or multigenerational living. Upstairs, the spacious primary suite serves as a private retreat with an expansive balcony, dual walk-in closets, and a generous ensuite bath. Enjoy a covered terrace and a uniquely special backyard with no rear neighbors—offering privacy and peaceful green views + a generator. The community is 24/7 guard-gated with resort-style amenities including clubhouse, fitness center, sauna, steam room, heated pool, jacuzzi, tennis, pickleball, basketball courts, playground and a pavilion—spaces to gather, mingle, and enjoy a friendly neighborhood atmosphere. HOA includes alarm monitoring, cable, internet, and lawn maintenance—supporting a lifestyle centered on comfort, wellness, connection and ease.
The propertyAs the MLS records it
$8,644 per month
30-year fixed, 7.32% interest
The calculator opens on the national average rate for a 30-year fixed-rate loan: 7.32% for the week of October 22, 2026. Source: Freddie Mac, Primary Mortgage Market Survey ↗
For illustration only: an estimate, not a loan offer or a quote. The tax is the last annual bill the MLS records for this property; in Florida a property is reassessed when it is sold, so a buyer's tax will differ. Insurance is not estimated: it is included only when you enter your own quote. The rate is a national weekly average, not the rate a lender will offer you: change it to the one you are quoted.
REQUEST A TOUR
Showings of 18821 SW 74th Ct, Cutler Bay, FL 33157 are by appointment. Send the request here, call or write on WhatsApp: Julian Acosta, real estate advisor with Compass, answers within one business day to confirm a day and a time.
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LIVE · MLS · AS OF NOV 1, 2026
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1 / 48The information on this page is supplied by the Southeast Florida Multiple Listing Service of the MIAMI Association of REALTORS®. It is deemed reliable but is not guaranteed accurate by the MLS, and it may have changed since the date above. It is provided for your personal, non-commercial use and may not be used for any purpose other than to identify properties you may be interested in purchasing. This listing is held by Keller Williams Capital Realty. Julian Acosta is a real estate advisor with Compass.
A listing shown here may be held by a brokerage other than Compass. To report an error in this listing's information, write to julian.acosta@compass.com.









































































































105 PHOTOGRAPHS
These are the public schools whose attendance zone holds this listing's location, as Miami-Dade County publishes the zones. A zone is not a guarantee of enrollment, the district can change it, and a listing's point on the map can sit a few meters from its lot: confirm the school with Miami-Dade County Public Schools before you rely on it. Distances are straight lines. The page states no rating of any school.
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