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KEYSTONE ISLAND NO 5,KEYSTONE ISLAND · North Miami, FL 33181 · MLS A12105048
Listed by Montgomery & Koebel, Inc.
Exceptional waterfront opportunity on desirable Island No. 5 in the guard-gated Islands of Keystone Point. Ideally situated close to Biscayne Bay and surrounded by established waterfront homes, this remodeled 5-bedroom, 4.5-bath residence offers 3,220 SF of living space and 78 feet of ocean-access waterfront, with no-fixed-bridges to the bay.
The home features an updated kitchen, distinct living and dining areas, and two primary suites offering flexibility for family and guests. Significant improvements include a 2023 tile and flat roof, 2022 impact windows, updated electrical and plumbing, and replacement of original underground cast-iron sewer piping with PVC—a substantial upgrade for a home of this age. Outdoors, enjoy a private pool and custom pergola in a tranquil waterfront setting. Located on a quiet, tree-lined cul-de-sac, this property combines a desirable Keystone Point location, boating access and important infrastructure improvements.
The propertyAs the MLS records it
$21,811 per month
30-year fixed, 7.32% interest
The calculator opens on the national average rate for a 30-year fixed-rate loan: 7.32% for the week of October 22, 2026. Source: Freddie Mac, Primary Mortgage Market Survey ↗
For illustration only: an estimate, not a loan offer or a quote. The tax is the last annual bill the MLS records for this property; in Florida a property is reassessed when it is sold, so a buyer's tax will differ. Insurance is not estimated: it is included only when you enter your own quote. The rate is a national weekly average, not the rate a lender will offer you: change it to the one you are quoted.
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Showings of 13100 Keystone Ter, North Miami, FL 33181 are by appointment. Send the request here, call or write on WhatsApp: Julian Acosta, real estate advisor with Compass, answers within one business day to confirm a day and a time.
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LIVE · MLS · AS OF NOV 1, 2026
1 / 45UNDER CONTRACT · ACCEPTING BACKUPS
1 / 46The information on this page is supplied by the Southeast Florida Multiple Listing Service of the MIAMI Association of REALTORS®. It is deemed reliable but is not guaranteed accurate by the MLS, and it may have changed since the date above. It is provided for your personal, non-commercial use and may not be used for any purpose other than to identify properties you may be interested in purchasing. This listing is held by Montgomery & Koebel, Inc.. Julian Acosta is a real estate advisor with Compass.
A listing shown here may be held by a brokerage other than Compass. To report an error in this listing's information, write to julian.acosta@compass.com.
































32 PHOTOGRAPHS
Julian Acosta
Real estate advisor · Compass
These are the public schools whose attendance zone holds this listing's location, as Miami-Dade County publishes the zones. A zone is not a guarantee of enrollment, the district can change it, and a listing's point on the map can sit a few meters from its lot: confirm the school with Miami-Dade County Public Schools before you rely on it. Distances are straight lines. The page states no rating of any school.